🔍 Aadhaar Card Application Form 2026 – Complete Step-by-Step Guide →
📋 How to Get PAN Card in 2026: Complete Step-by-Step Guide
Apply Online/Offline via NSDL & UTIITSL • Documents Required • Age Limit • Fees ₹66-72 • Instant e-PAN Download
What is PAN Card? Why You Need It in 2026
💡 PAN = Permanent Account Number
PAN is a unique 10-digit alphanumeric code issued by the Income Tax Department of India. It\’s your permanent identity for all financial and tax-related transactions. PAN card is MANDATORY for income tax filing, bank accounts, property purchases, investments, and digital payments. Without PAN, you cannot perform most financial transactions in India.
🎯 Why You MUST Have PAN Card in 2026
- ✓ Income Tax Filing: Legal requirement if earning above ₹2.5 lakhs/year
- ✓ Bank Account (Mandatory): Every bank account needs PAN verification
- ✓ Property Purchase: Cannot buy house, land, or property without PAN
- ✓ Digital Payments KYC: Paytm, Google Pay, PhonePe require PAN or Aadhaar
- ✓ Mutual Funds & Investments: Investing in mutual funds, stocks, bonds requires PAN
- ✓ Credit Card & Loans: Banks require PAN for credit cards, home loans, personal loans
- ✓ Government Schemes: Many government benefits require PAN verification
- ✓ GST Registration: Running a business? GST registration mandatory with PAN
Key Facts About PAN Card 2026
- No Minimum Age: Even newborns can get PAN
- Permanent for Life: PAN number never changes
- One PAN Per Person: Duplicate application is illegal
- Completely FREE e-PAN: Digital version available instantly
- NRIs Can Apply: Non-Resident Indians eligible for PAN
- Valid Across India: One PAN valid in all 28 states
🚀 Ready to Apply for PAN Card?
Takes just 15-20 minutes to apply online. Instant e-PAN within 30 days. Physical card in 15 days.
↓ Jump to Online ApplicationWho Can Apply for PAN Card? (Age Limit & Eligibility)
✓ Anyone Can Get PAN
There is NO age limit for PAN card in India. From newborn to 100+ years old—everyone is eligible. Resident Indians, NRIs, foreign nationals, children, students, seniors—all can apply.
Eligibility Categories
Children (Below 18)
Eligibility: No age limit. Even newborns eligible.
Process: Parent/guardian applies
Documents: Birth certificate + parent\’s Aadhaar
Individuals (18+ Years)
Eligibility: All adults
Process: Apply directly online/offline
Documents: Aadhaar/Voter ID + Address + Photo
Non-Residents
Eligibility: NRI, OCI, foreign citizens
Form: Form 49AA
Fee: ₹1011 (higher for foreign address)
Companies
Eligible: Partnership, LLP, Companies
Process: Similar to individual
Documents: Registration certificate + MOA
Documents Required for PAN Card Application 2026
⚠️ Photocopies ONLY (Not Originals)
You do NOT need to submit original documents for PAN. Only photocopies are required. For online e-KYC, documents are uploaded as scanned PDF/JPG.
Category 1: Proof of Identity (POI)
- Aadhaar Card (Recommended – easiest)
- Voter ID Card (with photo)
- Passport
- Driving License
- Government ID issued by central/state
- Health Scheme Card (RSBY, ESIC) with photo
Category 2: Proof of Address (POA)
- Aadhaar Card (Simplest option)
- Voter ID Card
- Passport
- Electricity Bill (latest, not >3 months)
- Water/Gas Bill
- Bank Account Statement
- Broadband/Internet Bill
- Rental Agreement
Category 3: Proof of Date of Birth (DOB)
- Aadhaar Card
- Birth Certificate (official)
- Passport
- 10th/12th Pass Certificate
- Marriage Certificate
- Pension Payment Order
💡 Pro Tip: Use Aadhaar for All 3 Categories
Aadhaar card can serve as POI + POA + DOB proof simultaneously. This is the easiest & fastest way to apply.
How to Apply for PAN Card Online (NSDL & UTIITSL)
✓ Fastest & Easiest Method
Online PAN application is fastest. You can apply 24/7 from home, upload documents digitally, pay online, and get instant e-PAN within 30 days. Two official platforms: NSDL and UTIITSL. Both are equally reliable.
Step-by-Step Online Process via NSDL
Visit NSDL Website
Go to www.onlineservices.nsdl.com → Click \”Apply for PAN\” → Click \”Apply Online\”
Choose Application Type
Select \”Form 49A\” for Indian Citizens/NRI/OCI (for NEW PAN application)
Fill Personal Details
Fill: Title, First name, Middle name, Last name, DOB (DD/MM/YYYY), Email, Mobile. Ensure name matches Aadhaar exactly.
Get Acknowledgment Token
Enter CAPTCHA → Click Submit → System generates 15-digit Token Number → Save this number for tracking
Choose Document Submission
Three Options: (A) Digital e-KYC with Aadhaar (FASTEST), (B) e-Sign, (C) Physical Documents. Recommended: e-KYC
Upload Documents & Photos
Upload: POI, POA, DOB proof, Color photo (JPG), Signature scan. File size: 100 KB each
Complete e-KYC Verification
Enter Aadhaar → Get OTP → Enter OTP → Biometric authentication. Instantly matched with UIDAI database
Fill Income Details
Specify: Source of income, Annual income, Residential address (match with proof), Occupational status
Make Online Payment
Fee: ₹66 (e-KYC) or ₹72 (physical) | Payment: Debit card, Credit card, Net banking, UPI
Receive PAN Allotment
Processing: 7-15 working days. PAN number emailed. Download e-PAN from portal. Physical card mailed within 10 days
💡 Quick Recommendation
Choose NSDL for fastest processing. Use e-KYC method with Aadhaar. You\’ll get PAN within 30 days (sometimes 10-15 days).
How to Apply for PAN Card Offline (Postal/In-Person)
⚠️ Slower But Works Without Internet
Offline method is for those without internet access. Processing takes 20-30 days (slower than online). Send physical documents by post/courier to NSDL/UTIITSL.
Step-by-Step Offline Process
Download Form 49A
Download from NSDL/UTIITSL website (PDF), or request from PAN center. Available at tax offices, post offices. Cost: Free or ₹5-10
Fill Form 49A Carefully
Use black/blue ball pen ONLY. Fill: Name, DOB, address, income. Match name with Aadhaar exactly. Handwriting must be legible. Sign at bottom
Prepare Documents
Gather: POI photocopy, POA photocopy, DOB proof photocopy, Passport-size color photo (2 copies), Signature on white paper. Paste on form
Pay Fee & Get Receipt
Fee: ₹72 (includes e-PAN). Payment: Cash or demand draft to \”Protean eGov Technology Limited\”. Get acknowledgment number
Send by Registered Post
Address: PAN Processing Center, NSDL, Mumbai (on form). Send by registered post with acknowledgment due. Keep receipt for tracking
Track & Receive PAN
Processing: 10-15 working days after receiving. PAN sent by post (7-10 days delivery). Total: 20-30 days. e-PAN available online in 30 days
Instant e-PAN: Download Digital PAN in 10 Minutes
✓ Fastest Way to Get PAN: Instant e-PAN
Get PAN in 10 MINUTES without NSDL/UTIITSL. If you have Aadhaar, get instant e-PAN from Income Tax e-Filing portal. No documents, no forms, no fee. Digital PAN issued instantly.
How to Get Instant e-PAN in 10 Minutes
Visit Income Tax Portal
Go to www.incometax.gov.in → Click \”Instant e-PAN\” section
Enter Aadhaar Number
Enter your 12-digit Aadhaar number. System verifies with UIDAI database instantly
Get & Enter OTP
OTP sent to Aadhaar-registered mobile. Enter OTP. Biometric verification through Aadhaar
Download e-PAN
10-digit PAN generated instantly. Download e-PAN as PDF. No fee, no documents, no processing time
Use e-PAN Immediately
e-PAN is 100% valid immediately. Use for bank account, investments, tax filing, digital payments
🚀 Want PAN in 10 Minutes? Use Instant e-PAN Now
If you have Aadhaar, get instant e-PAN without any documents or fee.
Go to Income Tax Portal →Related Government Services Guides
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FAQs: Top Questions About PAN Card 2026
▼ Q1: What is the minimum age to apply for PAN?
A: No minimum age. Even newborns can get PAN. Parents apply on child\’s behalf. At age 18, convert to Major PAN with signature.
▼ Q2: Can I apply for PAN without Aadhaar?
A: YES, but slower. Use Voter ID/Passport as POI. e-KYC (fastest) requires Aadhaar, but other methods work without it.
▼ Q3: How long is PAN valid? Do I need to renew?
A: PAN is valid for LIFE. Never expires. Your 10-digit PAN remains same forever—even if you change name, address, or country.
▼ Q4: Can I apply for 2 PAN cards?
A: NO, one PAN per person. Duplicate application is illegal. Penalty: ₹10,000 fine. If you have old PAN, just retrieve it instead.
▼ Q5: What if my name/address changes? Can I update PAN?
A: YES, update name/address/occupation. File Form 49AA. Fee: ₹114. Processing: 10-15 days. PAN number stays same.
▼ Q6: How to get duplicate PAN card?
A: File Form 49AA on NSDL/UTIITSL. Fee: ₹114. Processing: 10-15 days. Or download free e-PAN instantly (if within 30 days).
▼ Q7: Is e-PAN valid? Can I use instead of physical card?
A: YES, 100% valid. e-PAN is accepted everywhere: banks, tax, investments, digital payments. Most people use e-PAN only.
▼ Q8: How much does PAN cost? Any hidden charges?
A: Transparent fee: ₹66-72 only. NO hidden charges. Fee includes allotment + e-PAN + physical card + delivery. No renewal fees ever.
▼ Q9: Can NRI/Foreign citizen get PAN?
A: YES, NRI, OCI, foreigners can apply. Use Form 49AA. Fee: ₹1011 (higher for foreign address). Processing: 7-15 days.
▼ Q10: If I have old PAN from 2000s, is it still valid?
A: YES, 100% valid. Old PANs never expire. Use forever. No renewal needed. Update if name/address changed via Form 49AA.
📋 Ready to Apply for Your PAN Card Today?
It\’s EASY, FAST, and COMPLETELY LEGAL. Choose your method:
👉 Fastest: Instant e-PAN via Income Tax portal (if you have Aadhaar)
👉 Standard: Online via NSDL/UTIITSL with documents
👉 Offline: Download Form 49A, fill manually, send by post